Daisuke Terayama

Daisuke currently serves as the head of the FinTech Center at the Bank of Japan. He joined the Bank of Japan in 1998 and has been deeply engaged in payment and settlement systems for many years, contributing from multiple perspectives. His extensive expertise spans various areas, including conducting research and formulating policies related to payment and settlement systems, reviewing and reforming payment ecosystems and market practices, and managing the development and operation of systems maintained by the Bank of Japan.

Since 2024, Daisuke has been leading the Bank of Japan's pilot experiment for a retail CBDC (Central Bank Digital Currency) and has taken on significant responsibility for Project Agora, focusing primarily on its technological aspects. Additionally, he has played an instrumental role at the FinTech Center, where he contributed to the establishment of the DLT (Distributed Ledger Technology) Sandbox Project and has been actively involved in shaping the future direction of Japan's payment and settlement systems.