Maha is Chief Executive Officer, GFTN Solutions. GFTN (Global Finance and Technology Network) bridges policy, capital and technology to build resilient, efficient and inclusive ecosystems.
Prior to this Maha served as Centre Head, BIS Innovation Hub Singapore. The centre develops public goods in the technology space to support central banks in how they discharge their roles in a digital economy and improve the financial system using emerging technologies.
In previous roles, Maha was Head of Department for Early and High Growth Oversight leading the Financial Conduct Authority’s (FCA) response to the Kalifa review of Fintech. She served as Chief Payments Officer at Pay.UK on secondment from the FCA, responsible for running the payments operations of the UK’s payment operator.
Maha joined the FCA in 2017 to set up the first Payments Department and was responsible for crafting and implementing the FCA supervisory strategy for the UK Payments Sector.
Maha has a keen interest in observing and participating in the many exciting changes that are unfolding in the financial services, innovation and fintech environment. She mostly enjoys crafting and implementing solution with tangible impact.
She is the author of Fintech Regulation in Practice. A book that provides a clear, hands on guide to the practical considerations that fintechs, banks adopting fintech and other key players in the fintech ecosystem need to take into account when embedding regulation.
She serves as the independent reviewer of the Australian Regulatory Sandbox, appointed by the Australian Treasury.
Maha has a Degree in Commerce from Macquarie University and a Masters in Public Administration from the London School of Economics and Political Science.
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The technology is proven. The regulation is arriving. So why aren't tokenised assets mainstream yet? The answer lies not in the rails themselves, but in the institutional plumbing around them: interoperable networks, central bank money that can settle on-chain, and regulatory frameworks that work across jurisdictions simultaneously.
- How can central bank money underpin private tokenisation markets without constraining innovation?
- Can MiCA, the GENIUS Act, and Asia-Pacific frameworks converge enough to allow truly cross-border tokenised asset flows?