The geopolitical case for European digital sovereignty is clear. The practical reality is harder. Across cloud infrastructure, AI models, data residency and application layers, European financial institutions are making decisions today about what to keep within the EU, what to run on US-headquartered hyperscalers, and how to structure arrangements that satisfy DORA, the EU AI Act and GDPR simultaneously. This session brings together the architects of the Financial Tech stack to ask the honest questions: what sovereignty is technically achievable, what it genuinely costs, and where the gap between regulatory requirement and operational reality remains dangerously wide for financial services.
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