The $320 Trillion Rewiring: Infrastructure, Rules and the Race to Move Money

The global payments system is being rebuilt simultaneously across every layer: real-time rails, ISO 20022, CBDCs, stablecoins, and B2B clearing infrastructure are all live at once, each pulling in different directions. Leaders representing the full stack - from consumer networks and B2B rails to global messaging, public digital money, and the next frontier of SME payment access debate the architectural choices that will define how $320 trillion moves each year. Who sets the standards? Who owns the settlement layer? And when the ECB, the stablecoin issuers, and the B2B infrastructure players all want to be the rails - who wins?