Tom is Executive Director, Fintech and Payments Innovation at the Bank of England.
Tom leads the Bank’s strategy on frontier technologies and their implications for the financial system and economy. This work focuses on artificial intelligence, distributed ledger technology, and quantum computing. Tom also leads the Bank's work on payments innovation, across retail, wholesale, and cross border payments.
Tom has a breath of experience in finance, regulation, international policy, and technology strategy. His previous roles at the Bank include Director of Fintech, Head of International Policy and Strategy, Head of Division in Prudential Policy and time as a Senior Manager responsible for the supervision of major international firms.
He was educated at the London School of Economics.
Launchpad Room, Level 1
Open
The digital currency landscape is expanding rapidly into multi-currency, cross-jurisdictional ecosystems spanning CBDCs, stablecoins, tokenised deposits, and commercial bank money tokens. How can these forms of money operate simultaneously across borders and platforms? What bridging architecture is needed to ensure seamless interoperability, instant exchangeability, and coherent governance, without recreating the very fragmentation tokenisation was meant to solve?
This workshop moves from strategic paradigm to implementation architecture. Participants will examine concrete use cases, explore cross-border design patterns, and identify the regulatory and liquidity conditions required to make the multi-moneyverse a reality. It is designed for decision-makers ready to move from roadmap to execution.