Gary Liu is the Co-Founder & CEO of Terminal 3, a company building Web3’s most powerful user identity and data oracle. Terminal 3’s decentralized data platform and zero-knowledge applications allow fully private data to be freely composable, enabling verifiable identities that remain publicly anonymous. Gary is also the Chair of Web3 Harbour, an industry association dedicated to advancing the decentralized internet and economy across Asia. As a recognized industry expert, Gary sits on the ICT Services Advisory Board for the Hong Kong Trade and Development Council and also serves on the Education, Promotion, and Talent Subcommittee of the Hong Kong Government’s Web3 Task Force.
In his previous role as CEO of the South China Morning Post, Gary oversaw an extensive transformation of the century-old publishing group, expanding its global audience reach and influence, establishing new revenue channels, and cementing SCMP as Asia’s leading news media company. Previously, Gary was CEO of Digg, Head of Labs at Spotify, and has also worked at AOL and Google.
Gary is a World Economic Forum Young Global Leader, was the chairman of the WAN-IFRA Asia Pacific Committee and also a member of INMA’s global board. He has been featured across global news publications, including The Wall Street Journal, The Business Times, Business Insider, Nikkei Asian Review, and was a Tatler Asia honouree for the region’s ‘Most Influential’ leaders.
Born in the United States, Gary grew up in Taiwan and New Zealand, before returning to America where he lived and worked for 20 years. He now resides in Hong Kong with his wife and sons. Gary is an Economics graduate from Harvard University.
Roundtable Room 2, Ground Floor
Open
By the end of 2026, all EU member states will be required to issue the European Digital Identity Wallet (EUDI), with a goal of achieving 80% voluntary adoption by 2030.
While much of the current focus has been on user adoption and interoperability, a more fundamental shift in the economy is underway: the rise of AI agents capable of acting, transacting, and coordinating on behalf of individuals and businesses. This raises a critical question: how can these agents be trusted to act, transact, and take decisions safely across platforms and jurisdictions?
Identity-wallets and verifiable credentials hold the potential to become foundational trust infrastructure that unlocks this shift, by authenticating identity, delegating authority from human to agent, and resolving KYC and liability questions. With the right design choices today, the EUDI could evolve into a global benchmark not just for digital identity, but for programmable, interoperable trust.
Yet, critical questions remain around adoption, sustainable business models, and resilience to emerging technological risks. As the deadline draws closer, this roundtable will convene financial institutions, digital identity and verifiable credentials providers, technologists, and policymakers to examine key design and coordination challenges and trade-offs facing identity wallet ecosystems today.