Myles Harrison serves as Chief Product Officer at AMINA Bank, one of the world's first FINMA-regulated crypto banks, where he leads global product and marketing strategy. Additionally, he is Chairman of AMINA EU, the MiCA-licensed, FMA-regulated wholly owned Austrian subsidiary of AMINA Bank.
At AMINA, Myles champions a client-first approach in product development and has been instrumental in the bank's transformation into a global platform serving clients across 35+ countries.
Myles brings 15 years of financial services leadership, including Santander UK, where he held several product roles across retail and corporate banking. His experience scaling products for one of Europe's largest banks provided the foundation for his transition to fintech innovation as Chief Product Officer at London-based Globacap, where he led product development for nearly three years.
Workshop Room, Level 1
Open
Technology and client demand are converging: banks can deploy stablecoin deposits into pooled, KYC'd, RWA-collateralised lending venues today. What's missing is the regulatory scaffolding — the economic model is novel, prudential treatment is undefined, and supervision hasn't caught up.
Two implementation choices would create uncontested ground: separate institutional DeFi from retail/permissionless DeFi, and separate it from tokenised repo. From there, regulators should recognise an asymmetric permissioning model (permissioned borrowers, permissionless suppliers) and define the prudential treatment of bank-held positions in tokenised credit venues.