Karmela Holtgreve

Deputy Head & Head of Operations

BIS Innovation Hub

Karmela Holtgreve was appointed Deputy Head of the BIS Innovation Hub and Head of Operations in July 2024.
Karmela had an early career in financial journalism before transitioning into public affairs then strategy and innovation. Before joining the BIS she was Director General Strategy and Innovation at Bundesbank where she was responsible for the overall transformation of the institution and for leading a team of 60 across three main departments: innovation, transformation and portfolio and strategy. She holds a diploma degree in political science at Goethe University Frankfurt and the Universidad Autónoma de Madrid with a focus on International Relations and European politics.

Speaking at

12:00–1:30pmThu 25 JunGFTN InsightsRoundtable Room 1, Ground FloorOpen
Blueprint for Digital Assets

Programmable Compliance: Opportunities, Risks, and Real Use-Cases

GFTN InsightsRoundtable Room 1, Ground FloorOpen
About this session

The ever evolving and accelerating world of financial and payment services presents challenges for regulators and market participants. Regulators struggle with establishing an appropriate regulatory framework to effectively address the risks associated with services leveraging innovative technologies and market participants may reject new rules if compliance is perceived as too burdensome and costly.

Technological advancement, however, not only presents challenges but also opportunities as rules and policies may be directly implemented into products and the provision of services to clients. At the roundtable, regulators, academics and industry leaders will explore the potential, risks and limits as well as regulatory requirements on a national and international level of this approach, which is commonly referred to as "programmable compliance".

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Karmela Holtgreve

Speaking at

Programmable Compliance: Opportunities, Risks, and Real Use-Cases