Atty. Bridget Rose M. Mesina-Romero is the Director of the Payments Policy and Development Department (PPDD) of the Bangko Sentral ng Pilipinas, primarily charged with promoting the safety, efficiency, reliability, inclusivity and affordability of payment systems in the Philippines.
Atty. Romero leads a team which focuses on the formulation of policies in support of the BSP’s mandate under the National Payment Systems Act; the implementation of payments development initiatives in order to accelerate nationwide adoption of digital payments; and the periodic monitoring and measurement of the effectiveness of said policies and progress of various initiatives using select payments indicators. She also leads the BSP’s core team working on cross-border payments initiatives within the ASEAN region.
Atty. Romero serves as the BSP's representative in international working groups focusing on payment systems. She currently holds roles such as being a principal representative for the ASEAN Working Committee on Payment and Settlement Systems (WC-PSS) and for the BSP team in the Alliance for Financial Inclusion Working Group on Digital Financial Services, and a member of the BSP team in the EMEAP Working Group on Payments and Market Infrastructure (WGPMI). Additionally, she is among the project leads for various critical projects of the BSP on enhancing national payment system safety and efficiency such as the BSP's wholesale CBDC pilot project known as "Project Agila", and the BSP national ISO 20022 harmonization project. Currently, represents BSP in Project Nexus1, and BSP’s alternate representative to the Nexus Global Payments – Nexus Transition Committee and Board.
Atty. Romero was a member of the National Retail Payment System (NRPS) Core Team who received the 2020 Presidential Lingkod Bayan Award (Group Category). As part of the NRPS core team, Atty. Romero was primarily involved and instrumental in the accomplishment of milestone NRPS initiatives such as the NRPS Framework, the establishment of a payment system management body and the formation of priority automated clearing houses namely, PESONet and InstaPay, among others.
Atty. Romero obtained her Bachelor of Science in Business Administration and Accountancy and Juris doctor degrees from the University of the Philippines. She is a Certified Public Accountant (CPA) and a member of the Philippine Bar.
1 Nexus is a multilateral instant payment scheme that aims to enable safe, efficient (fast and low cost), transparent, and accessible cross border payments by connecting participants’ domestic instant (or “real time” or “fast”) payment systems (IPS) globally. Project Nexus used to be an initiative led by the Bank for International Settlements Innovation Hub (BISIH) and the BSP was a participant in Project Nexus since Phase 3.
In March 2025, the Nexus Global Payments Ltd. (NGP) was incorporated as a company limited by guarantee in Singapore to operationalize and manage the Nexus scheme. NGP's incorporation by the five first mover countries (FM5) in Project Nexus, Reserve Bank of India, Bank Negara Malaysia, Bangko Sentral ng Pilipinas, the Monetary Authority of Singapore, and Bank of Thailand, marks the transition of the Nexus initiative from a BISIH project to real-world implementation. Currently in Phase 4, the FM5 is working toward live implementation of the Nexus scheme, with the European Central Bank and Bank Indonesia as special observers.
Roundtable Room 2, Ground Floor
Open
By the end of 2026, all EU member states will be required to issue the European Digital Identity Wallet (EUDI), with a goal of achieving 80% voluntary adoption by 2030.
While much of the current focus has been on user adoption and interoperability, a more fundamental shift in the economy is underway: the rise of AI agents capable of acting, transacting, and coordinating on behalf of individuals and businesses. This raises a critical question: how can these agents be trusted to act, transact, and take decisions safely across platforms and jurisdictions?
Identity-wallets and verifiable credentials hold the potential to become foundational trust infrastructure that unlocks this shift, by authenticating identity, delegating authority from human to agent, and resolving KYC and liability questions. With the right design choices today, the EUDI could evolve into a global benchmark not just for digital identity, but for programmable, interoperable trust.
Yet, critical questions remain around adoption, sustainable business models, and resilience to emerging technological risks. As the deadline draws closer, this roundtable will convene financial institutions, digital identity and verifiable credentials providers, technologists, and policymakers to examine key design and coordination challenges and trade-offs facing identity wallet ecosystems today.