Crypto Rails for Everyday Payments: Building the User, Regulatory, and Trust Layers That Make It Work! - Powered by Kraken (Payward)

Payments is where crypto either earns its place in the real economy or doesn't. Stablecoins now move meaningful volume, but most everyday users still can't navigate wallet addresses, and most regulators are still working out how to supervise a payment instrument that settles on public infrastructure. The gap between “technically possible” and “actually used at scale” is the most interesting policy and product problem in the space right now.