The
Capital Meets Policy
Dialogue^TM, Europe Chapter

Adrienne A. Harris was confirmed by the Senate as Superintendent of the New York Department of Financial Services on January 25, 2022.

Superintendent Harris began her career as an Associate at Sullivan & Cromwell LLP in New York City representing a number of U.S. and non-U.S. based corporations in various forms of litigation and regulatory matters, before accepting a position at the United States Department of the Treasury under President Obama.

While at the Treasury Department, Superintendent Harris served as a Senior Advisor to both Acting Deputy Secretary and Under Secretary for Domestic Finance Mary Miller, and Deputy Secretary Sarah Bloom Raskin. Her work ranged from financial reform efforts to identifying solutions to the student loan crisis, analyzing the nexus between foreign investment and national security, and working to promote financial inclusion and health in communities throughout the country.

Following her time at the Treasury Department, Superintendent Harris joined The White House, where she was appointed as Special Assistant to the President for Economic Policy, as part of the National Economic Council. In this role, she managed the financial services portfolio, which included developing and executing strategies for financial reform and the implementation of Dodd-Frank, consumer protections for the American public, cybersecurity and housing finance reform priorities.

After leaving the White House in January 2017, Superintendent Harris went on to serve as General Counsel and Chief Business Officer at States Title, Inc. (now DOMA), which provides a more simple and affordable closing experience for homebuyers.

Prior to joining DFS, Superintendent Harris served as a Professor and as Faculty Co-Director at the Gerald R. Ford School of Public Policy's Center on Finance, Law and Policy at the University of Michigan, as well as a Senior Advisor at the Brunswick Group in Washington, D.C.

Since taking over at DFS, Superintendent Harris has taken decisive actions on defining issues such as climate change, financial inclusion, and New York’s continued leadership on digital currency regulation.

Axel Voss (CDU) - born in 1963 - studied law at the Universities of Trier, Freiburg and Munich. Since 1994, he is working as a lawyer. From 1994 to 2000, he was a civil advisor at the EU Commission's representation in Germany. Afterwards, he worked for nine years as lecturer for European Affairs at the RheinAhrCampus of the College of Koblenz.

He became a Member of the European Parliament in 2009, where he represents the Mittelrhein area, which includes the cities of Cologne, Bonn and Leverkusen and the districts Rhein-Sieg and Rhein-Erft. Axel Voss is EPP-coordinator for the Committee on Legal Affairs as well as deputy member of the Committee on Civil Liberties, Justice and Home Affairs and from 2020 to 2022 member and rapporteur in the special Committee on Artificial Intelligence. Besides questions of European Law, his main area of expertise is the digitization of our daily life. For the European People’s Party group, he was among others (shadow-)rapporteur for the new Copyright Directive, the General Data Protection Regulation (GDPR), the Passenger Name Record Directive (PNR) as well as for the updated Eurojust Regulation. At the moment, he is (shadow-)rapporteur for the AI Act and the Corporate Sustainability Due Diligence Directive.

Axel Voss is also CDU chair of the regional section Mittelrhein, regional chair of the Europe Union Bonn/Rhein-Sieg and Vice President of the Mérite Européen Friendship and Assistance Association, Germany.

Mr. Elliott focuses on the intersection of public policy and finance, broadly. He writes extensively on a range of regulatory and other financial policy issues, with a particular emphasis on digital assets policy. He has been a financial institutions investment banker, mostly at JP Morgan; a scholar at the Brookings Institution; and a Visiting Scholar at the IMF. He co-heads the Future of Money Initiative at the Oliver Wyman Forum.

Karmela Holtgreve is Director General Strategy and Innovation at Deutsche Bundesbank and responsible for numerous digititalization activities, the development of the BISIH Innovation Hub at the Eurosystem site, and the digital agenda of the entire bank. She has been at the Bundesbank since 2012, where she was part of the G20 management.

Before that, Karmela Holtgreve worked for Hering Schuppener or Dow Jones News, among others. Karmela Holtgreve studied political science and law at the Goethe University in Frankfurt and the Universidad Autónoma de Madrid.

Melissa C. Guzy is the Founder and Managing Partner of Arbor Ventures. Before founding of Arbor Ventures, Melissa was a Managing Partner and a member of the Investment Committee at VantagePoint Capital Partners, where she invested in early stage technology companies in Asia, Europe and Silicon Valley. Her current board positions include EverCompliant, Fundbox, InCountry, Tabby, Planck Re and TrueAccord. Melissa was the investor board member of Paidy which was acquired by Paypal for $2.88 billion.

Melissa attended Wellesley College and earned a master’s degree in Finance from the University of Florida. She is the author of the paper “Venture Capital Returns and Public Market Performance.” Melissa is the Co-Chair of the Hong Kong Venture Capital Association (“HKVCA”) Venture Committee, a member of the Board of Directors of the HKVCA and the SVCA and a former member to the Hong Kong SFC on Innovation. Melissa has been recognized as a Top 100 Influencer in Fintech (NxtBnk), AlwaysOn Fintech Power Player, as well as one of the Top 13 Women in Asia of Tech Influencers.

Navin is hooked to building new doors, writing new playbooks, and creating new enterprise value.

He was named to the prestigious Global Top 30 Accelerating Entrepreneurs by Ernst & Young. Earlier, he received the Best Business Turnaround Award across APAC at ING and helmed a country top 30 Best Place to Work in India. At Citi, he steered rapid distribution-led growth organic growth across APAC based out of Singapore. At Bank of New York Mellon’s investment management arm, he architected a late APAC market entry for the firm’s retail foray, based out of Hong Kong. He brings significant experience across Retail Banking, Wealth & Asset Management, and across B2C, B2B, and B2B2C business models.

Currently, Navin serves on the Board of Directors at Nomura Asset Mgmt., Taiwan, and as Advisor to the Board of Directors at Elevandi, the non-profit set up by the Monetary Authority of Singapore and home to the world’s largest annual FinTech festival. He serves on two Expert Panels at Wealth Mgmt. Institute (founded by GIC & Temasek), Singapore.

More recently, he’s built two banking technology start-ups. One, on a mission to help 15,000+ mid-small tier banks to accelerate digital transformation by leveraging the world’s 1^st Digital Twin for banks, developed by his team. Two, he is also co-creator of the global API-Exchange APIX, which in just 4 short years boasts 1500+ FinTechs and 100+ Financial Institutions from over 70 countries as members.

In 2022, he conceptualized and hosts the TED-inspired ‘The Founders Peak’ stage, and Podcast, where exceptional start-up founders from around the world share untold stories that have shaped who they are. The stage has hosted founders with an estimated cumulative valuation of over $25Bn, from over 10 countries, from early stage to unicorns, in Singapore (Nov’22), Tokyo (May’23), Kigali (Jun’23), and soon in Copenhagen (Sep’23).

Sigal Mandelker joined Ribbit Capital in April 2020. Ribbit is an investment firm focused on financial services and technology. Prior to Ribbit, she served as Under Secretary of Treasury for Terrorism and Financial Intelligence and as Acting Deputy Secretary.  As Under Secretary, Sigal supervised four main components of Treasury (OFAC, FinCEN, the Office of Intelligence and Analysis, and the Office of Terrorist Financing and Financial Crimes).  Before serving at Treasury, Sigal was a partner at Proskauer in New York.  Sigal also previously served in a number of senior positions in the U.S. government, including as Deputy Assistant Attorney General in the Criminal Division of the Justice Department, an AUSA in the U.S. Attorney’s Office for the Southern District of New York, Counselor to Secretary of Homeland Security Michael Chertoff, and Counsel to the Deputy Attorney General. Sigal is also an Advisor to Chainalysis, is on the Boards of the Crypto Council for Innovation and the Financial Technology Association, is Co-Chair of the Center for a New American Security’s (CNAS) task force on FinTech, Crypto, and National Security, and is Member of the US Holocaust Memorial Museum Council.