Nilixa is an internationally recognised policy and regulatory expert, and Founder and CEO of Payments Solved, a consultancy specialising in digital assets, payments, open banking, and open finance. As Chair of the Open Finance Association, she represents the interests of fintechs and innovators helping to shape the future of data-driven financial services across the UK and Europe.
Drawing on more than two decades of experience spanning regulators, industry, and international institutions, Nilixa works with governments, central banks, regulators, and market participants worldwide to develop regulatory frameworks that enable innovation, competition, and trust. She is a passionate advocate for building a financial services landscape that is inclusive, transparent, secure, and fit for the digital age.
Launchpad Room, Level 1
Premium
Cross-border payments for merchants remain expensive, slow, and fragmented — and for SME sellers in emerging markets, often inaccessible entirely. This session tests whether tokenised money (stablecoins, tokenised deposits, CBDCs) is genuinely reducing cost, time, and friction for merchants in live corridors today, or whether the promise still outpaces reality. It then introduces agentic commerce — AI agents executing transactions autonomously on behalf of businesses — as the stress test that reveals whether the infrastructure, regulation, and trust frameworks being built are fit for what comes next. Participants will leave with a grounded picture of where tokenised money works for merchants today, where the gaps remain (particularly for SME sellers in emerging markets), and the specific policy and infrastructure conditions that would unlock the next stage of cross-border commerce.