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Kebbie Sebastian is the CEO of Merge, a fintech company transforming cross-border payments for global businesses by integrating instant payment systems with stablecoin networks. With its API-first platform and tier-1 regulatory licenses, Merge delivers seamless on/off ramps, multi-currency accounts, and instant payment solutions to online platforms. Previously, Kebbie held senior executive roles at PayPal, Barclays, and Bank of America and founded Penser, a fintech advisory firm.